Commercial Mortgages for Investors and Business Owners
Occupying the right premises can be critical to your business success. Are they in the right location? Do they reflect the image of your company?
Are they accessible to both clients and employees? Do they provide appropriate and cost-effective accommodation for your business? If not, Total Business Finance can help with a commercial mortgage whether it is for your business or as an investment.
We have a large range of lenders including major banks, mutual building societies, niche providers and specialised commercial mortgage lenders that are not available direct. Commercial mortgage rates are rarely set in stone, unlike domestic and Buy to Let mortgages. Therefore each individual mortgage is priced to match the borrower’s personal circumstances.
Arranging a Commercial mortgage can be a complex process. If you would like clear, independent impartial advice on the best commercial mortgage to suit your needs please telephone us for further information, or contact us now.
We can fund
• Prime office/retail
• Mixed commercial & residential
• Nursing homes
• Day nursery
Commercial mortgage structures available to clients include
• Variable and fixed rates
• Interest only mortgage periods to 10 years
• Repayment period from 3 to 30 years
• Up to 75% of the lower of the valuation or property purchase price
• Ability to make lump sum repayments
• Capital repayment holidays (interest will continue to be charged during this period)
To assist your cash flow if the property is registered for VAT, we will obtain a short term loan to cover the payment.