Why choose us?

We have access to specialist lenders and products that are not available direct to the public .

We are not tied to any one lender so will give you impartial advice

We know what the lenders want and how to present it to them which maximises the chances of you getting the loan .

We understand the appetite from each lender which saves you valuable time.

We have access to specialist lenders and products that are not available direct to the public . We are not tied to any one lender We know what the lenders want and how to present it to them which maximises the chances of getting the loan We understand the appetite from each lender which saves you valuable time

Finance for business

Total Business Finance provides an independent view and support to businesses looking to raise finance.

We talk daily to the banks and specialist lenders and understand their current appetite and the information they require.

We will help you prepare for a finance application and identify the information you will need to provide.

Alternative sources of finance will be identified whilst you get on with running your business.

Help for Professional Advisors

Looking for a partner who understands Business Finance?

Are you an estate agent, accountant, solicitor, mortgage broker, insurance broker, IFA, business consultant etc?

Most of our business is by recommendation. We understand you will have your contacts but with our help we can open up more lenders to your practice and provide an independent view to you and your client on the changing market.

We have a detailed knowledge of bank underwriting procedure which maximises your clients chances of obtaining finance.

Services for Banks

If you are a relationship manager you will have a portfolio of customers that will approach you for the finance they require to run their business.It may be working capital,to buy a property or purchase equipment.

Due to the guidelines of your credit,underwriters or head office there will be occasions when you are not able to assist.

Rather than just say No; talk to us and we may be able to place the request with another lender who takes a different view.

This saves your customer from shopping around and reduces the impact on their business.

Recent Transactions

Buy to Let Remortgage

Manchester based property investor required a buy to let loan to repay bridging finance.Due to his profession and his existing portfolio he had been turned down by lenders. The bridging company was putting pressure on the client for repayment.We quickly sourced an alternative lender and repaid the bridging loan.

Consultancy Advice to Clothing Exporter

£1m turnover London based clothing company.Existing bankers were not interested in retaining the account after the business had suffered a bad debt and were bouncing items. Provided consultancy advice t client which reduced number of returned items and provided time for the client to change banks.

£500k Residential Development Funding

£500k residential development loan in London.Experienced developer had been declined by its bank as they were not lending in the sector. Based upon previous track record and his professional team a loan of !00% of build costs and fees was agreed.

£250K Invoice Discounting Line

£1.5 m turnover North West based recruitment business.Changed invoice finance provider to provide additional working capital to a growing successful business .

£150k Factoring line

£500k turnover factoring facility for Leeds based manufacturing company.Introduced to us by a bank.The bank was trying to win the banking business of a group of companies from a competitor.  This was successful on the back of an introduction by the bank of an independent factor who were able to set up an invoice facility [...]

More Posts from this Category

News

New Buy to Let Lender

As members of the Mortgages for Business Network (MFB) and as a fellow landlord we are pleased to announce that Mortgages for Business and Aldermore Commercial Mortgages have launched Keystone Buy to Let Mortgages, a new buy-to-let mortgage funding line for professional property investors. The product range is aimed at both individual and limited company [...]

Read the small print of your loan agreement

Getting the business finance you need can be stressful enough and when agreed the automatic reaction is one of relief and lets get it  done as quickly as possible.If you have just approached your own bank then you may be in for a surprise later down the line. To most people a 15 year loan [...]

Landlord Finance

Professional landlords now have a much wider choice of lenders to choose from. HMO,Limited Company,Single Freehold,Bed-sits,Commercial Investment can all be funded.As well as the usual buy to let mortgages. We are one of the few brokers who have direct access to Aldermore Commercial,Paragon and Shawbrook Bank. Use your valuable time in building your portfolio whilst [...]

Invoice Finance -More introductory offers

Lenders are getting very competitive at the moment with several special offers in the market.These include; Fixed Fees 3-6 month trial period so you can walk away without penalty if the lender is not for you Cash back towards exit fees for businesses wishing to go to another provider up to £5k towards additional accountancy services-subject [...]

Landlord Finance

Are you maxed out with the usual lenders?Portfolio is too big? Then why not use our specialist property panel. We are one of a few brokers in the UK that have direct access to Aldermore,Kensington,Kent Reliance,Paragon and Whiteaway Laidlaw Bank. HMO,Limited Companies,Student Lets,Single Freehold Blocks,New Build Apartments Contact us now to see how we can [...]